PIP coverage: What’s included?
What medical costs are included under PIP coverage? Personal Injury Protection Coverage (PIP) is insurance coverage for injuries sustained by you or other persons covered by your policy. It covers what insurance companies call “reasonable and customary” medical services for injuries you sustain in an accident, up to the limit of your PIP coverage. The […]
How do I sue for a dog bite injury?
Insurance against a dog bite. If you are bitten by a dog, the pet owner could be liable for your medical bills and any out-of-pocket expenses related to the injury. Depending on the scope of your injury, you may also be able to sue for pain and suffering. The pet owner’s Homeowners’ Insurance policy may […]
How can an ERISA plan affect my settlement?
What is an ERISA plan? An ERISA plan is provided as a result of the Employee Retirement Income Security Act of 1974. The ERISA law ensures standard protection for individuals that are covered through these types of insurance policies, which are typically found in employer-funded plans. While there are many other provisions in the law, […]
Does New Jersey Auto Insurance Cover Crashes With Animals?
Does your auto insurance cover crashes with animals? Thankfully, springtime fast approaching. Spring in New Jersey is a hotbed for animals in heat, making them more active and aggressive during the spring months. This increase in activity can be directly linked to an increase in crashes with animals on the road. And it isn’t limited […]
Car Insurance and Your Credit Score
Why does my credit score affect my auto insurance? You may have noticed that your insurance company now considers your credit score in evaluating your insurability… Why is that? Your credit score, which is used to gauge the likelihood you’ll pay back your loans, is also used to gauge your insurance risk. The reason, though […]
No witnesses during slip and fall. Can I sue?
‘Tis the season for snowy sidewalks & icy surfaces – a perfect recipe for a slip & fall accident. If you find yourself injured from a fall, the hope is that there will be witnesses to the incident, which helps your case should you need to sue. But what happens if there are no witnesses? […]
Rear-ended due to black ice. Can I sue?
Many drivers are curious about who is at fault for an accident caused by snow and ice. The short answer is that the element of snow and ice does not factor into the liability equation very much. For instance, if you are rear-ended because the driver behind you lost control of his car on black […]
The Deposition Process and How to Prepare
What is a Deposition? Other than the trial in your personal injury case – should one actually take place – your deposition is the most important event you will participate in, and one in which you alone can influence the final outcome of your case. This is the first moment the opposing attorney gets to […]
The Stages of a Personal Injury Case
What happens in a Personal Injury Case? The process is explained here. Many callers reach out to ask what happens in a Personal Injury Case. We’ve created a standard timeline of the events you can expect to encounter when dealing with a personal injury law firm. Remember that each personal injury case is different from […]
What is a Declarations Page?
The Declarations Page: The Centerpiece of Your Auto Insurance Policy Usually found within the first few pages of an auto insurance policy, the Declarations Page provides information on the insured person – such as name and address – in addition to key policy information, such as the policy period and a breakdown of policy limits. […]
