{"id":26484,"date":"2020-05-07T15:12:14","date_gmt":"2020-05-07T15:12:14","guid":{"rendered":"http:\/\/lyt.sgk.temporary.site\/website_43b73e82\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/"},"modified":"2026-02-06T01:48:28","modified_gmt":"2026-02-06T01:48:28","slug":"debo-elegir-mi-seguro-de-salud-como-pip-primario","status":"publish","type":"post","link":"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/","title":{"rendered":"\u00bfDebo elegir mi seguro de salud como PIP Primario?"},"content":{"rendered":"<p>Las compa\u00f1\u00edas de seguros afirman que quieren ayudarle a ahorrar dinero. Si bien los ahorros que sugieren pueden parecer ideales, la compa\u00f1\u00eda podr\u00eda estar sugiriendo recortar las protecciones para \u00abahorrarle\u00bb dinero. Una soluci\u00f3n que podr\u00eda sugerir es elegir su seguro m\u00e9dico como PIP principal. Si tiene seguro m\u00e9dico, puede parecer una buena idea seleccionarlo como PIP principal, pero en caso de accidente, podr\u00eda estar limitando sus opciones de atenci\u00f3n m\u00e9dica.<\/p>\n<p>Al seleccionar su seguro m\u00e9dico como principal de PIP, podr\u00eda tener que pagar copagos y deducibles elevados, que normalmente estar\u00edan cubiertos por su seguro de auto. Si sufre un accidente y utiliza un seguro de auto, deber\u00e1 pagar los copagos y deducibles que seleccion\u00f3 al contratarlo. Normalmente, los copagos y deducibles del seguro de auto son significativamente m\u00e1s bajos que los de su seguro m\u00e9dico.<\/p>\n<p>Tener su seguro m\u00e9dico como principal PIP tambi\u00e9n puede limitar los centros a los que puede acceder, ya que tendr\u00e1 que acudir a centros dentro de la red de su seguro m\u00e9dico. A menudo, se le obliga a acudir a centros dentro de la red o se le cobrar\u00e1n multas o el servicio podr\u00eda no estar cubierto.<\/p>\n<p>Si su seguro m\u00e9dico est\u00e1 cubierto por un plan <a href=\"https:\/\/website-43b73e82.lyt.sgk.temporary.site\/es\/como-puede-un-plan-erisa-afectar-mi-acuerdo\/\">ERISA<\/a>, podr\u00eda resultar m\u00e1s costoso si pretende demandar a la aseguradora de las partes negligentes. Con un plan ERISA, su seguro m\u00e9dico puede solicitar un reembolso mediante un gravamen sobre cualquier indemnizaci\u00f3n que reciba por los gastos m\u00e9dicos que la aseguradora pague a sus proveedores de atenci\u00f3n m\u00e9dica. En otras palabras, deber\u00e1 reembolsar a la aseguradora cualquier cantidad que esta haya pagado en su nombre al centro m\u00e9dico.<\/p>\n<p style=\"text-align: left;\"><strong>\u00bfSufri\u00f3 un accidente? P\u00f3ngase en <a href=\"https:\/\/website-43b73e82.lyt.sgk.temporary.site\/es\/contactenos\/\">contacto<\/a> con Joseph M. Ghabour &amp; Associates, LLC para hablar sobre su caso.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las compa\u00f1\u00edas de seguros afirman que quieren ayudarle a ahorrar dinero. Si bien los ahorros que sugieren pueden parecer ideales, la compa\u00f1\u00eda podr\u00eda estar sugiriendo recortar las protecciones para \u00abahorrarle\u00bb dinero. Una soluci\u00f3n que podr\u00eda sugerir es elegir su seguro m\u00e9dico como PIP principal. Si tiene seguro m\u00e9dico, puede parecer una buena idea seleccionarlo como [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26976,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[317],"tags":[279,336,470,356,469],"class_list":["post-26484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-preguntas-frecuentes","tag-accidente-automovilistico","tag-pepita","tag-pip-primario","tag-seguro-de-auto","tag-seguro-de-salud"],"acf":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfDebo elegir mi seguro de salud como PIP Primario? | Joseph M. Ghabour &amp; Associates LLC \u2013 Personal Injury Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfDebo elegir mi seguro de salud como PIP Primario? | Joseph M. Ghabour &amp; Associates LLC \u2013 Personal Injury Law Firm\" \/>\n<meta property=\"og:description\" content=\"Las compa\u00f1\u00edas de seguros afirman que quieren ayudarle a ahorrar dinero. Si bien los ahorros que sugieren pueden parecer ideales, la compa\u00f1\u00eda podr\u00eda estar sugiriendo recortar las protecciones para \u00abahorrarle\u00bb dinero. Una soluci\u00f3n que podr\u00eda sugerir es elegir su seguro m\u00e9dico como PIP principal. Si tiene seguro m\u00e9dico, puede parecer una buena idea seleccionarlo como [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\" \/>\n<meta property=\"og:site_name\" content=\"Joseph M. Ghabour &amp; Associates LLC \u2013 Personal Injury Law Firm\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-07T15:12:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-06T01:48:28+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/ghabourlaw.com\/wp-content\/uploads\/2020\/05\/Gemini_Generated_Image_rr63c2rr63c2rr63.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/#article\",\"isPartOf\":{\"@id\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\/\/lyt.sgk.temporary.site\/website_43b73e82\/#\/schema\/person\/7b6dac4f40436ba70051b60bb6bde69d\"},\"headline\":\"\u00bfDebo elegir mi seguro de salud como PIP Primario?\",\"datePublished\":\"2020-05-07T15:12:14+00:00\",\"dateModified\":\"2026-02-06T01:48:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\"},\"wordCount\":326,\"publisher\":{\"@id\":\"http:\/\/lyt.sgk.temporary.site\/website_43b73e82\/#\/schema\/person\/7b6dac4f40436ba70051b60bb6bde69d\"},\"image\":{\"@id\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/ghabourlaw.com\/wp-content\/uploads\/2020\/05\/Gemini_Generated_Image_rr63c2rr63c2rr63.png\",\"keywords\":[\"accidente automovil\u00edstico\",\"PEPITA\",\"PIP Primario\",\"seguro de auto\",\"seguro de salud\"],\"articleSection\":[\"Preguntas frecuentes\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\",\"url\":\"http:\/\/ghabourlaw.com\/es\/debo-elegir-mi-seguro-de-salud-como-pip-primario\/\",\"name\":\"\u00bfDebo elegir mi seguro de salud como PIP Primario? | Joseph M. 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