Threshold Election and Your Right to Sue

Threshold Election affects your ability to sue. Under New Jersey Law, your ability to sue the driver at fault for an accident is entirely dependent on your threshold election.  When you purchase a standard auto insurance policy, you must make a choice about the rights you will have if you are injured in an automobile […]

What to do after a Car Accident

Unexpected. Unprepared. What do you do after a car accident? No one can anticipate the chaos of a car crash. Immediately after a car accident, fear, confusion and uncertainty are common emotions. It is so difficult to be clear-headed amidst the smoke and debris. It is possible, however, to have a plan of action in […]

What is a Declarations Page?

The Declarations Page: The Centerpiece of Your Auto Insurance Policy Usually found within the first few pages of an auto insurance policy, the Declarations Page provides information on the insured person – such as name and address – in addition to key policy information, such as the policy period and a breakdown of policy limits. […]