{"id":26532,"date":"2019-04-02T11:14:04","date_gmt":"2019-04-02T11:14:04","guid":{"rendered":"http:\/\/lyt.sgk.temporary.site\/website_43b73e82\/como-puede-un-plan-erisa-afectar-mi-acuerdo\/"},"modified":"2026-08-14T06:00:17","modified_gmt":"2026-08-14T06:00:17","slug":"como-puede-un-plan-erisa-afectar-mi-acuerdo","status":"publish","type":"post","link":"https:\/\/ghabourlaw.com\/es\/como-puede-un-plan-erisa-afectar-mi-acuerdo\/","title":{"rendered":"\u00bfC\u00f3mo puede un plan ERISA afectar mi acuerdo?"},"content":{"rendered":"<h4>\u00bfQu\u00e9 es un plan ERISA?<\/h4>\n<p>Un plan ERISA se ofrece como resultado de la Ley de Seguridad de Ingresos de Jubilaci\u00f3n de Empleados de 1974. La ley ERISA garantiza una protecci\u00f3n est\u00e1ndar para las personas cubiertas por este tipo de p\u00f3lizas de seguro, que suelen encontrarse en planes financiados por el empleador. Si bien la ley contiene muchas otras disposiciones, la cl\u00e1usula de gravamen de ERISA es algo que debe conocer, ya que puede reducir la cantidad que reciba de una indemnizaci\u00f3n en caso de recibir una indemnizaci\u00f3n por lesiones personales.  <\/p>\n<h4>\u00bfC\u00f3mo afecta el gravamen ERISA a su acuerdo por lesiones personales?<\/h4>\n<p>Si sufre lesiones en un accidente y recibe atenci\u00f3n m\u00e9dica a trav\u00e9s de su seguro de salud, y luego recibe un acuerdo por lesiones personales, su plan ERISA le permite a su compa\u00f1\u00eda de seguro de salud poner un gravamen sobre su acuerdo para buscar el reembolso de los costos del tratamiento que recibi\u00f3.<\/p>\n<p>S\u00ed, ley\u00f3 bien. Si sufre una lesi\u00f3n en un accidente y tiene gastos m\u00e9dicos cubiertos por un plan ERISA, la aseguradora puede exigirle el reembolso del dinero que reciba en una indemnizaci\u00f3n por lesiones personales. Esto puede implicar una parte, la mayor parte o incluso la totalidad de su indemnizaci\u00f3n.  <\/p>\n<p>Por este motivo, es esencial buscar un abogado especializado en lesiones personales que tenga experiencia en el manejo de grav\u00e1menes del plan ERISA.<\/p>\n<p>Si sufre lesiones en un accidente y tiene un plan ERISA, nuestro bufete de abogados tiene experiencia en el tema.<\/p>\n<p><strong><a href=\"https:\/\/website-43b73e82.lyt.sgk.temporary.site\/contact-us\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cont\u00e1ctanos para una consulta gratuita<\/a><\/strong>. Estamos aqu\u00ed para ayudarte. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfQu\u00e9 es un plan ERISA? Un plan ERISA se ofrece como resultado de la Ley de Seguridad de Ingresos de Jubilaci\u00f3n de Empleados de 1974. La ley ERISA garantiza una protecci\u00f3n est\u00e1ndar para las personas cubiertas por este tipo de p\u00f3lizas de seguro, que suelen encontrarse en planes financiados por el empleador. Si bien la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27089,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[317],"tags":[389,279,338,290,559,555,557,554,556,558,299],"class_list":["post-26532","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-preguntas-frecuentes","tag-abogado-de-lesiones-personales-en-nueva-jersey","tag-accidente-automovilistico","tag-acuerdo-por-lesiones-personales","tag-caso-de-lesiones-personales","tag-derecho-de-retencion","tag-erisa","tag-gravamen-erisa","tag-ley-de-seguridad-de-ingresos-de-jubilacion-de-los-empleados-de-1974","tag-ley-erisa","tag-plan-erisa","tag-resbalarse-y-caer"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Planes ERISA y su Indemnizaci\u00f3n por Lesiones<\/title>\n<meta name=\"description\" content=\"Planes de salud ERISA: conozca c\u00f3mo pueden reducir su indemnizaci\u00f3n y por qu\u00e9 el asesoramiento legal es importante.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ghabourlaw.com\/es\/como-puede-un-plan-erisa-afectar-mi-acuerdo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planes ERISA y su Indemnizaci\u00f3n por Lesiones\" \/>\n<meta property=\"og:description\" content=\"Planes de salud ERISA: conozca c\u00f3mo pueden reducir su indemnizaci\u00f3n y por qu\u00e9 el asesoramiento legal es importante.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ghabourlaw.com\/es\/como-puede-un-plan-erisa-afectar-mi-acuerdo\/\" \/>\n<meta property=\"og:site_name\" content=\"Joseph M. 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