Ideally, insurance companies bail us out when we get into motorcycle accidents or encounter other unexpected costs. However, insurance companies never seem to want to do the job we hire them for, which is paying their customers according to their policies. People often talk to insurance companies, mistakenly believing that the insurance company is in their corner. After all, they have been paying for their insurance policies for years. However, insurance companies will use your own words against you as a way to get out of covering your damages after a motorcycle accident.
Talking to insurance companies regarding a motorcycle accident can feel like an intricate dance. One wrong move, and the entire situation goes south. It can be very easy to make damaging statements to an insurance company because we usually only speak with them when things are going terribly wrong. Motorcycle accidents are extremely dangerous, and you might have to talk to an insurance company while recovering from life-threatening injuries. You may even have to speak with an insurance company on behalf of a loved one who did not survive their accident. Your best choice is to hire a motorcycle accident attorney who can help you communicate with insurance in a way that is most likely to get you fair compensation for your damages.
Discussing Liability with Insurance Companies
One major question an insurance company will have after a motorcycle accident will be about who is liable for the accident. This question may affect cases differently depending on what state the motorcycle rider lives in. In some states, no-fault insurance allows riders to make claims without proving fault or liability. In many other states, riders must file claims with the other driver’s insurance company and prove the other driver was at fault.