auto accident

What to Do After An Accident

You just got into an accident. Your adrenaline is pumping, and in the grips of “fight or flight” response your instincts may be telling you to drive away, to get out of your car and run, or to scream at the other driver. You may be furious, scared, or confused, but it’s important to keep […]
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Causes of Accidents & How to Avoid Them

The vast majority of automobile accidents are caused by drivers’ negligence. At least one of the drivers was partially if not entirely at fault and could have avoided the accident by exercising greater attention and caution. Accidents, in other words, are nearly always the result of drivers’ mistakes. In my years as a personal injury […]
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Why Buy Car Insurance

We get this question a lot. Why buy car insurance? Yes, it is required in New Jersey (and that’s certainly the primary reason) but there are additional important reasons why we buy car insurance. Controlling risk and ensuring that there is downside protection against a large economic loss due to a driving mistake are also […]
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Should I elect my health insurance as PIP Primary?

Insurance companies claim they want to help you save money. While the savings they suggest may sound ideal, the insurance company may be suggesting cutting corners on protections to “save” you money. One solution the insurance company may suggest is to elect your health insurance as PIP primary. If you have health insurance, it may […]
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How does auto insurance work?

If you are ever involved in a car accident, having the right insurance could be critical to surviving the financial hardships that an auto accident could bring to you and your family. Having the right insurance will protect your property, help with the repair or replacement of your car, and protect your well-being by assuring […]
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Basic v. Standard Policy

A basic policy is a very limited policy and provides only the very minimum insurance coverage for NJ Law. The basic policy includes a $15,000.00 limit in personal injury protection, which means  if you were in an accident, your insurance company is only required to pay up to the $15,000.00 for your medical bills. There […]
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Avoiding Motorcycle Accidents

  Riding motorcycles poses greater risks of injury than driving cars. Most accidents are caused by a small group of contributing factors that can be avoided if the motorcyclist takes simple steps to ensure their safety. Here are basic recommendations and general principles for motorcycle safety. Following these recommendations can help you avoid future accidents. […]
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