Insurance

Santa fell off the roof!!!

It’s almost Christmas and Santa Claus will be coming to town soon. Santa Claus is notorious for landing on the roof and going down your chimney on Christmas Eve. What happens if Dear Old Saint Nick falls when he’s on your roof? Will you be responsible? Do you have insurance to protect you from a […]
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Liability Coverage in Homeowners Insurance Policy

Homeowners insurance provides financial protection against loss resulting from accidents, theft, and calamities. The majority of homeowner insurance policies offer the following four types of coverage: (1) liability protection; (2) coverage for the home’s structure; (3) coverage for personal belongings; (4) coverage for additional living expenses; This article will only talk about liability coverage. Liability […]
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11 Jan 22

What is insurance and why buy car insurance?

You probably have an intuitive understanding of what insurance is and how it works. You may even have had extensive experience in buying insurance and in dealing with insurance companies. But few people-expert or novice-stop  to ask themselves what insurance actually is. So what does it mean to buy insurance, really? Buying insurance is paying […]
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