If you’ve been injured in a bicycle accident, you deserve more than a low settlement offer. At Joseph M. Ghabour & Associates, LLC, we help injured cyclists recover full compensation and regain control of their lives.
Every year, countless cyclists in New York, New Jersey and Florida are injured in preventable bike accidents. Unfortunately, these accidents often result in serious, sometimes life-altering injuries. For many, the aftermath of a bicycle accident means extended medical treatments, lost wages, and significant lifestyle changes.
What makes it even harder? Most people assume that insurance will step in to cover their losses — but insurance companies are experts at minimizing claims and protecting their bottom line. They use a variety of tactics to downplay the severity of your injury or reduce the compensation you deserve. If you’re dealing with a personal injury case for the first time, you’re up against a system designed to work against you, unless you have an experienced lawyer advocating for your rights.
If you or a loved one has been hurt in a bicycle accident, you deserve more than a quick, low-ball offer from the insurance company. You deserve a legal team that listens, protects your rights, and fights for the full compensation you’re entitled to.
At Joseph M. Ghabour & Associates, LLC, we guide injured cyclists through every step of the process — helping you get the medical care you need, uncover the truth about the accident, and make informed decisions that put your recovery and your future first.
When you’re navigating the aftermath of a bicycle accident — medical treatments, insurance calls, and paperwork — it helps to understand what went wrong, why it happened, and who is at fault. This clarity is often the key to building a strong case.
Common Types of Bicycle Accidents We Handle:
Car collisions: accidents involving cyclists and vehicles, including those caused by distracted or reckless driving.
Truck accidents: large commercial vehicles, delivery trucks, and other commercial drivers who fail to share the road safely.
Pedestrian accidents: accidents involving cyclists and pedestrians, particularly in crosswalks or poorly lit areas.
Defective bike accidents: when malfunctioning bicycle parts lead to serious injury.
Each type of bicycle accident presents unique challenges, but at Joseph M. Ghabour & Associates, LLC, we have the expertise to handle them all.
Each kind of accident brings its own challenges — but at Joseph M. Ghabour & Associates LLC, we have the experience to handle them all.
Many bicycle accidents are preventable. Some of the most common causes include:
Distracted driving (e.g., texting, phone calls, or adjusting controls while driving)
Reckless or aggressive driving (e.g., speeding, weaving in and out of lanes)
Failure to yield to cyclists, particularly at intersections or crosswalks
Driving under the influence (alcohol or drugs)Poor road conditions (e.g., potholes, loose gravel, or uneven surfaces)
Defective bicycle parts (e.g., faulty brakes, tires, or gears)
Identifying the cause of your accident helps us determine fault and build a strong case that insurance companies cannot ignore.
Insurance adjusters are skilled at minimizing payouts, so what you say to them can make or break your claim.
Stick to the facts: Only share the basic facts about the accident — date, time, location. Avoid speculation or guessing.
Never admit fault: Even if you think you might be partially responsible, don’t downplay your injuries or accept blame.
Avoid recorded statements: Never give a recorded statement to an insurance adjuster without consulting an attorney first.
Let your lawyer handle communications: The best way to protect your rights is to let your attorney take over negotiations.
At Joseph M. Ghabour & Associates, LLC, we take the burden of negotiations off your shoulders so you can focus on your recovery.
New Jersey and Florida applies a “modified comparative negligence” system. That means:
In New York, which follows a “pure comparative negligence” system, means any you can seek compensation regardless of how much fault you in an accident. However, your recovery will be reduced by your degree of fault in the accident.
This makes having an experienced attorney critical — they know how to handle fault disputes and fight for as much compensation as possible.
After a bicycle accident, the losses go beyond just medical bills. You may be entitled to:
Medical expenses (past and future treatments)
Lost wages (income lost during recovery)
Pain and suffering (emotional and physical distress)
Property damage (e.g., repair or replacement of your bike and gear)
Long-term costs (e.g., rehab, assistive devices, ongoing care)
Loss of enjoyment of life (e.g., inability to ride again or enjoy hobbies)
At Joseph M. Ghabour & Associates, LLC, we ensure that every possible loss is accounted for and backed by evidence.
Every day, countless people in New Jersey, New York and Florida are injured in preventable car crashes — and about once every five days, a family loses someone they love. These accidents leave victims facing painful injuries, months of medical treatment, unexpected lifestyle changes, and overwhelming financial stress.
What makes it even worse? Most people trust that insurance will step in and help — but insurance companies are trained to doubt claims, minimize payouts, and protect their bottom line. They do this every single day, and they’re very good at it. If you’re navigating a personal injury case for the first time, you’re up against a system designed to work against you unless you have an experienced advocate fighting for you.
If you or someone you care about has been hurt in a traffic accident, you deserve more than a quick, low-ball offer from the insurance company. You deserve a legal team that listens, protects your rights, and fights for the full compensation you’re entitled to.
At Joseph M. Ghabour & Associates LLC, we guide injured victims through every step of the process — helping you get the medical care you need, uncover the truth about the crash, and make informed decisions that put your recovery and your future first.
When you’re navigating the aftermath of a collision — medical treatments, insurance calls, paperwork — it helps to understand what went wrong, why, and who’s responsible. That clarity is often the key to building a strong case.
Each kind of accident brings its own challenges — but at Joseph M. Ghabour & Associates LLC, we have the experience to handle them all.
Many crashes are preventable. Some of the most common causes include:
Identifying what caused your accident helps us determine fault — and build a case that insurance companies can’t ignore.
Insurance adjusters are trained to minimize payouts — so what you say can make or break your claim.
At Joseph M. Ghabour & Associates LLC, we take charge of negotiations so you don’t have to worry about saying the wrong thing.
New Jersey and Florida applies a “modified comparative negligence” system. That means:
In New York, which follows a “pure comparative negligence” system, means any you can seek compensation regardless of how much fault you in an accident. However, your recovery will be reduced by your degree of fault in the accident.
This makes having an experienced attorney critical — they know how to handle fault disputes and fight for as much compensation as possible.
After a crash, losses go far beyond the immediate bills. You may be entitled to:
At Joseph M. Ghabour & Associates LLC, we make sure every possible loss — financial or emotional — is considered and backed by evidenc
Every day, countless people in New Jersey, New York and Florida are injured in preventable car crashes — and about once every five days, a family loses someone they love. These accidents leave victims facing painful injuries, months of medical treatment, unexpected lifestyle changes, and overwhelming financial stress.
What makes it even worse? Most people trust that insurance will step in and help — but insurance companies are trained to doubt claims, minimize payouts, and protect their bottom line. They do this every single day, and they’re very good at it. If you’re navigating a personal injury case for the first time, you’re up against a system designed to work against you unless you have an experienced advocate fighting for you.
If you or someone you care about has been hurt in a traffic accident, you deserve more than a quick, low-ball offer from the insurance company. You deserve a legal team that listens, protects your rights, and fights for the full compensation you’re entitled to.
At Joseph M. Ghabour & Associates LLC, we guide injured victims through every step of the process — helping you get the medical care you need, uncover the truth about the crash, and make informed decisions that put your recovery and your future first.
When you’re navigating the aftermath of a collision — medical treatments, insurance calls, paperwork — it helps to understand what went wrong, why, and who’s responsible. That clarity is often the key to building a strong case.
Each kind of accident brings its own challenges — but at Joseph M. Ghabour & Associates LLC, we have the experience to handle them all.
Many crashes are preventable. Some of the most common causes include:
Identifying what caused your accident helps us determine fault — and build a case that insurance companies can’t ignore.
Insurance adjusters are trained to minimize payouts — so what you say can make or break your claim.
At Joseph M. Ghabour & Associates LLC, we take charge of negotiations so you don’t have to worry about saying the wrong thing.
New Jersey and Florida applies a “modified comparative negligence” system. That means:
In New York, which follows a “pure comparative negligence” system, means any you can seek compensation regardless of how much fault you in an accident. However, your recovery will be reduced by your degree of fault in the accident.
This makes having an experienced attorney critical — they know how to handle fault disputes and fight for as much compensation as possible.
After a crash, losses go far beyond the immediate bills. You may be entitled to:
At Joseph M. Ghabour & Associates LLC, we make sure every possible loss — financial or emotional — is considered and backed by evidenc
Every day, countless people in New Jersey, New York and Florida are injured in preventable car crashes — and about once every five days, a family loses someone they love. These accidents leave victims facing painful injuries, months of medical treatment, unexpected lifestyle changes, and overwhelming financial stress.
What makes it even worse? Most people trust that insurance will step in and help — but insurance companies are trained to doubt claims, minimize payouts, and protect their bottom line. They do this every single day, and they’re very good at it. If you’re navigating a personal injury case for the first time, you’re up against a system designed to work against you unless you have an experienced advocate fighting for you.
If you or someone you care about has been hurt in a traffic accident, you deserve more than a quick, low-ball offer from the insurance company. You deserve a legal team that listens, protects your rights, and fights for the full compensation you’re entitled to.
At Joseph M. Ghabour & Associates LLC, we guide injured victims through every step of the process — helping you get the medical care you need, uncover the truth about the crash, and make informed decisions that put your recovery and your future first.
When you’re navigating the aftermath of a collision — medical treatments, insurance calls, paperwork — it helps to understand what went wrong, why, and who’s responsible. That clarity is often the key to building a strong case.
Each kind of accident brings its own challenges — but at Joseph M. Ghabour & Associates LLC, we have the experience to handle them all.
Many crashes are preventable. Some of the most common causes include:
Identifying what caused your accident helps us determine fault — and build a case that insurance companies can’t ignore.
Insurance adjusters are trained to minimize payouts — so what you say can make or break your claim.
At Joseph M. Ghabour & Associates LLC, we take charge of negotiations so you don’t have to worry about saying the wrong thing.
New Jersey and Florida applies a “modified comparative negligence” system. That means:
In New York, which follows a “pure comparative negligence” system, means any you can seek compensation regardless of how much fault you in an accident. However, your recovery will be reduced by your degree of fault in the accident.
This makes having an experienced attorney critical — they know how to handle fault disputes and fight for as much compensation as possible.
After a crash, losses go far beyond the immediate bills. You may be entitled to:
At Joseph M. Ghabour & Associates LLC, we make sure every possible loss — financial or emotional — is considered and backed by evidenc
From accident investigation and evidence collection to insurer negotiations and trial preparation — we handle everything.
You’re not just another case to us. We treat every client with the respect, care, and transparency you deserve. We’ll be by your side from the crash to the final settlement.
We’re committed to delivering real results — fair compensation that fully addresses your losses and helps you rebuild your life.
We work on a contingency basis — you pay only when we win. Our success depends on your success.
Ensure safety, call emergency services, seek medical care, document the scene and injuries, and contact an attorney before speaking to insurance companies.
For minor accidents, it might be possible, but for serious injuries, liability disputes, or significant damages, having an attorney almost always results in a better outcome.
Even under Virginia’s contributory negligence law, you can still recover compensation, but your recovery will be reduced based on your degree of fault.
You generally have two years to file an injury claim, but the sooner you act, the stronger your case.
Medical bills, future care, lost income, pain and suffering, property damage, emotional distress, and more.
We strive to promote justice and uphold the laws that were created to help people. Reach out and see if we can help you too.
