auto accident

How can an ERISA plan affect my settlement?

What is an ERISA plan? An ERISA plan is provided as a result of the Employee Retirement Income Security Act of 1974. The ERISA law ensures standard protection for individuals that are covered through these types of insurance policies, which are typically found in employer-funded plans. While there are many other provisions in the law, […]
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06 Mar 19

Car Accident Risks of Daylight Savings Time

Did you know there is an increase in car crashes within the first few days of the Daylight Savings Time change? Many debate the value of Daylight Savings Time. While it was originally implemented as a way to maximize productivity during daylight hours (helping to save money on electric bills) it leaves many of us weary, […]
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Auto Insurance Adjuster – Friend or Foe?

When talking to an insurance adjuster, be careful. An auto insurance adjuster will likely be among the key people you encounter after a car accident. When you are the victim of an accident, you may be inclined to seek out someone friendly and compassionate to help you and guide you through a difficult time. It […]
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Does New Jersey Auto Insurance Cover Crashes With Animals?

Does your auto insurance cover crashes with animals? Thankfully, springtime fast approaching. Spring in New Jersey is a hotbed for animals in heat, making them more active and aggressive during the spring months. This increase in activity can be directly linked to an increase in crashes with animals on the road. And it isn’t limited […]
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30 Nov 18

Threshold Election and Your Right to Sue

Threshold Election affects your ability to sue. Under New Jersey Law, your ability to sue the driver at fault for an accident is entirely dependent on your threshold election.  When you purchase a standard auto insurance policy, you must make a choice about the rights you will have if you are injured in an automobile […]
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29 Nov 18

What to do after a Car Accident

  Unexpected. Unprepared. What do you do after a car accident? No one can anticipate the chaos of a car crash. Immediately after a car accident, fear, confusion and uncertainty are common emotions. It is so difficult to be clear-headed amidst the smoke and debris. It is possible, however, to have a plan of action […]
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What is a Declarations Page?

The Declarations Page: The Centerpiece of Your Auto Insurance Policy Usually found within the first few pages of an auto insurance policy, the Declarations Page provides information on the insured person – such as name and address – in addition to key policy information, such as the policy period and a breakdown of policy limits. […]
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