Auto insurance in New Jersey is mandatory. The penalties for driving while uninsured carry severe penalties, including loss of license for a substantial period of time and possible jail time. Not … [Read more...]
What is insurance and why buy car insurance?
You probably have an intuitive understanding of what insurance is and how it works. You may even have had extensive experience in buying insurance and in dealing with insurance companies. But few … [Read more...]
Why Buy Car Insurance
We get this question a lot. Why buy car insurance? Yes, it is required in New Jersey (and that’s certainly the primary reason) but there are additional important reasons why we buy car insurance. … [Read more...]
How does auto insurance work?
If you are ever involved in a car accident, having the right insurance could be critical to surviving the financial hardships that an auto accident could bring to you and your family. Having the right … [Read more...]
Basic v. Standard Policy
A basic policy is a very limited policy and provides only the very minimum insurance coverage for NJ Law. The basic policy includes a $15,000.00 limit in personal injury protection, which means if … [Read more...]
Why should you not disclose information to the insurance company?
Auto insurance companies are generally not on your side. If you are a victim of a motor vehicle accident and plan to seek compensation under the other driver’s insurance policy, then your own … [Read more...]
Auto Insurance Adjuster – Friend or Foe?
When talking to an insurance adjuster, be careful. An auto insurance adjuster will likely be among the key people you encounter after a car accident. When you are the victim of an accident, you may … [Read more...]
Threshold Election and Your Right to Sue
Threshold Election affects your ability to sue. Under New Jersey Law, your ability to sue the driver at fault for an accident is entirely dependent on your threshold election. When you purchase a … [Read more...]
Buying Auto Insurance: Things to Consider
Buying Auto Insurance As frustrating and inconvenient as buying auto insurance may seem, remember this simple truth: One only experiences the real value of it when we need it - after an … [Read more...]
What is a Declarations Page?
The Declarations Page: The Centerpiece of Your Auto Insurance Policy Usually found within the first few pages of an auto insurance policy, the Declarations Page provides information on the insured … [Read more...]