PIP

07 May 20

Should I elect my health insurance as PIP Primary?

Insurance companies claim they want to help you save money. While the savings they suggest may sound ideal, the insurance company may be suggesting cutting corners on protections to “save” you money. One solution the insurance company may suggest is to elect your health insurance as PIP primary. If you have health insurance, it may […]
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Benefits of Personal Injury Protection

Personal Injury Protection Coverage (PIP) is insurance coverage for injuries sustained by you or other persons covered by your policy.  It covers what insurance companies call “reasonable and customary” medical services for injuries you sustain in an accident, up to the limit your PIP coverage. This coverage is available regardless of who is at fault […]
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Preparing for your Personal Injury Consultation

Your Personal Injury Consultation: How to Prepare To support and serve victims of accidents, our law firm offers an initial personal injury consultation absolutely free of charge. We take time to look at every aspect of your personal injury case. During this first-time meeting, we’ll examine your claim, discuss your injuries, and go over your options. […]
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30 Nov 18

Threshold Election and Your Right to Sue

Threshold Election affects your ability to sue. Under New Jersey Law, your ability to sue the driver at fault for an accident is entirely dependent on your threshold election.  When you purchase a standard auto insurance policy, you must make a choice about the rights you will have if you are injured in an automobile […]
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29 Nov 18

What to do after a Car Accident

  Unexpected. Unprepared. What do you do after a car accident? No one can anticipate the chaos of a car crash. Immediately after a car accident, fear, confusion and uncertainty are common emotions. It is so difficult to be clear-headed amidst the smoke and debris. It is possible, however, to have a plan of action […]
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What is a Declarations Page?

The Declarations Page: The Centerpiece of Your Auto Insurance Policy Usually found within the first few pages of an auto insurance policy, the Declarations Page provides information on the insured person – such as name and address – in addition to key policy information, such as the policy period and a breakdown of policy limits. […]
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