Auto insurance in New Jersey is mandatory. The penalties for driving while uninsured carry severe penalties, including loss of license for a substantial period of time and possible jail time. Not … [Read more...]
What is insurance and why buy car insurance?
You probably have an intuitive understanding of what insurance is and how it works. You may even have had extensive experience in buying insurance and in dealing with insurance companies. But few … [Read more...]
Why Buy Car Insurance
We get this question a lot. Why buy car insurance? Yes, it is required in New Jersey (and that’s certainly the primary reason) but there are additional important reasons why we buy car insurance. … [Read more...]
Should I elect my health insurance as PIP Primary?
Insurance companies claim they want to help you save money. While the savings they suggest may sound ideal, the insurance company may be suggesting cutting corners on protections to "save" you money. … [Read more...]
Benefits of Personal Injury Protection
Personal Injury Protection Coverage (PIP) is insurance coverage for injuries sustained by you or other persons covered by your policy. It covers what insurance companies call “reasonable and … [Read more...]
How does auto insurance work?
If you are ever involved in a car accident, having the right insurance could be critical to surviving the financial hardships that an auto accident could bring to you and your family. Having the right … [Read more...]
Basic v. Standard Policy
A basic policy is a very limited policy and provides only the very minimum insurance coverage for NJ Law. The basic policy includes a $15,000.00 limit in personal injury protection, which means if … [Read more...]
Auto Insurance Adjuster – Friend or Foe?
When talking to an insurance adjuster, be careful. An auto insurance adjuster will likely be among the key people you encounter after a car accident. When you are the victim of an accident, you may … [Read more...]