car accident

What to Do After An Accident

You just got into an accident. Your adrenaline is pumping, and in the grips of “fight or flight” response your instincts may be telling you to drive away, to get out of your car and run, or to scream at the other driver. You may be furious, scared, or confused, but it’s important to keep […]
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Causes of Accidents & How to Avoid Them

The vast majority of automobile accidents are caused by drivers’ negligence. At least one of the drivers was partially if not entirely at fault and could have avoided the accident by exercising greater attention and caution. Accidents, in other words, are nearly always the result of drivers’ mistakes. In my years as a personal injury […]
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Why Buy Car Insurance

We get this question a lot. Why buy car insurance? Yes, it is required in New Jersey (and that’s certainly the primary reason) but there are additional important reasons why we buy car insurance. Controlling risk and ensuring that there is downside protection against a large economic loss due to a driving mistake are also […]
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How does auto insurance work?

If you are ever involved in a car accident, having the right insurance could be critical to surviving the financial hardships that an auto accident could bring to you and your family. Having the right insurance will protect your property, help with the repair or replacement of your car, and protect your well-being by assuring […]
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Car Accident Risks of Daylight Savings Time

Did you know there is an increase in car crashes within the first few days of the Daylight Savings Time change? Many debate the value of Daylight Savings Time. While it was originally implemented as a way to maximize productivity during daylight hours (helping to save money on electric bills) it leaves many of us weary, […]
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Auto Insurance Adjuster – Friend or Foe?

When talking to an insurance adjuster, be careful. An auto insurance adjuster will likely be among the key people you encounter after a car accident. When you are the victim of an accident, you may be inclined to seek out someone friendly and compassionate to help you and guide you through a difficult time. It […]
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Does New Jersey Auto Insurance Cover Crashes With Animals?

Does your auto insurance cover crashes with animals? Thankfully, springtime fast approaching. Spring in New Jersey is a hotbed for animals in heat, making them more active and aggressive during the spring months. This increase in activity can be directly linked to an increase in crashes with animals on the road. And it isn’t limited […]
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Threshold Election and Your Right to Sue

Threshold Election affects your ability to sue. Under New Jersey Law, your ability to sue the driver at fault for an accident is entirely dependent on your threshold election.  When you purchase a standard auto insurance policy, you must make a choice about the rights you will have if you are injured in an automobile […]
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